A home loan is a secured loan that is obtained to purchase a property by offering it as collateral. Home loans offer high-value funding at economical interest rates and for long tenors. They are repaid through EMIs. After repayment, the property’s title is transferred back to the borrower.

A mortgage loan is a secured loan that allows you to avail funds by providing an immovable asset, such as a house or commercial property, as collateral to the lender. The lender keeps the asset until you repay the loan.

A cash credit is a working capital loan offered to a business entity to meet its working capital requirements. It is a short-term source of finance with tenure of up to 12 months, which can be renewed upon completion of the loan.

Content Will Be Updated Shortly

Content Will Be Updated Shortly

Auto loans are secured loans where the vehicle itself is used as collateral. It is offered by Bank for new cars, used cars, two wheelers (generally called a Two-wheeler Loan) and commercial vehicles (generally called a Commercial Vehicle Loan).

A personal loan is a loan that does not require collateral but require Surety by a member of a co operative Bank and is offered with minimal documentation. You can use the funds from this loan for any legitimate financial need. Like any other loan, you must repay it accordance to the agreed terms with the bank.

Gold loan (also called loan against gold) is a secured loan taken by the borrower from a lender by pledging their gold articles (within a range of 18-24 carats) as collateral. The loan amount provided is a certain percentage of the gold, typically upto 80%, based on the current market value and quality of gold.

Content Will Be Updated Shortly