Rate of Interest
Deposits Interest Rates WEF 12.08.2024
- Savings 3%PA
- 46 days to 90 Days: 4.35%
- 91 Days to 180 Days: 4.50%
- 181 days to 1 Year: 6.50%
- Above 1 Year 3 Months to 3 Years: 8.25%
- Above 3 Years to upto 5 Years: 7.75%
- Above 5 Years up 10 Years: 7.50%
0.50% Interest will be extra applicable for the Senior Citizen for one year & above deposits (Not Applicable to RD Investment).
- For 1 Year: 6.25%
- Above 1 Year 3 Months to 3 Years: 8.25%
- Above 3 Years 3 Months to 5 Years: 7.75%
- Above 5 Years up 10 Years: 7.50%
0.50% Interest will be extra applicable for the Senior Citizen for one year & above deposits (Not Applicable to RD Investment).
- Upto 1 Year: 6.00%
- Above 1 Year upto 2 Years: 7.00%
- Above 2 Years up to 3 Years: 7.50%
- Above 3 Years: 7.25%
Loans ROI WEF from 01.01.2023
- GOLD LOAN 09.00%
- SECURED LOANS 13.25%
- UNSECURED LOANS
- Rs 10,000.00 to 20,000.00 12.00%
- Rs 20,001.00 to 50,000.00 15.00%
- Rs 50,001.00 to 2,00,000.00 16.50%
- Site Purchase 11.60%
- Building Construction (Commercial) 11.60%
- Flat Purchase/House Purchase 10.50%
- House Construction upto 25 lakhs 10.00%
- House Construction above 25 lakhs 10.25%
- NEW VEHICLE LOANS (own use) 10.00%
- Professionals / Govt.Empls 10.00%
- Others 11.00%
- OLD VEHICLE LOANS (own use) 11.50%
- LIGHT MOTOR VEHICLE (new) 12.50%
- LIGHT MOTOR VEHICLE (old) 13.00%
- HEAVY VEHICLE (new) 13.50%
- HEAVY VEHICLE (old) 14.00%
- AGRICULTURE LOANS 13.25%
- CASH CREDIT LOANS (upto 2 Lakh) 11.50%
- CASH CREDIT LOANS (above 2 Lakh) 11.50%
- SALARY LOANS 14.25%
- HYPOTHICATION LOANS 14.25%
- SEETHA MICRO LOANS (Upto Rs 50,000) 10.50%
- EDUCATION LOANS (Upto One Lakh to 2 Lakh) 11.00%
Special Rate
- Rs. 25 Lakhs and above single deposit will be given additional of 0.50% (For More than One Year Deposit) (Senior Citizen
ROI Will not be Applicable) - Non Withdrawal fixed deposit for three years will be given additional of 0.50% (Lock in Deposit for Three Years) – Premature not allowed (Senior Citizen ROI Will not be Applicable)
Note:
- 0.50% Interest will be extra applicable for the Senior Citizen for one year & above deposits (Not Applicable to RD Investment).
- 0.50% will be reduced for ladies on Loan Interest Rates
- Secured Loans: Regular EMI payers get 0.50% rebate.
